Lovable vs Replit: the short answer
Lovable Pro starts at $25 a month and Replit Core at $20 a month, both billed monthly, and both meter AI work in credits, as read on October 18, 2026. Lovable's figures come from its docs. Replit's pricing page opens on yearly billing; $20 and $100 are its monthly-billing prices, and it says prices are subject to tax depending on your location.
| Plan | Billed monthly | Billed annually | What it includes |
|---|---|---|---|
| Lovable Pro, 100 credits | $25 a month | $250 a year ($21/month), per Lovable's docs | 100 credits a month plus 5 daily build credits |
| Lovable Business, 100 credits | $50 a month | $500 a year ($42/month), per Lovable's docs | 100 credits a month |
| Replit Core | $20 a month | $18 a month, billed annually | $20 towards more powerful models; up to 30 hours Free Mode chat |
| Replit Pro | $100 a month | $90 a month, billed annually | 10 parallel agents, up to 15 collaborators |
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Get started with Overskill →How Lovable and Replit meter AI work
Lovable uses one credit balance for building the app, hosting it, running its built-in backend (Lovable Cloud) and AI features in deployed apps. Plan mode costs 1 credit per message, and Lovable checks in when a single message crosses 20 credits by default. Lovable's docs say backend services pause shortly after credits run out, and AI features in deployed apps stop.
Replit's Agent has Free Mode, Power Mode and Max Mode. Paid modes and confirmed paid work use effort-based pricing, which follows the complexity of the request. Replit also sells credit packs, with discounts on larger amounts.
Free plans and publishing an app
On Lovable's free plan, build credits come 5 a day, up to 30 a month. Lovable says a subscription's included grant covers publishing and running an app.
Replit lists a free Starter plan in its docs, with one published app whose deployment expires after 30 days but can be re-published. Publishing costs come out of monthly credits, and usage-based fees start only after those credits are used. Replit's development databases cost nothing, while production databases are billed.
Payments, code and teams
- Lovable: built-in payments need Pro or higher. Git sync is on every plan. Workspaces support unlimited members, and plans are priced by credits, not seats.
- Replit: Agent sets up a Stripe sandbox, then you connect your live account, on paid plans. A Git pane works with GitHub, and Pro allows up to 15 collaborators.
| What you need | Lovable | Replit |
|---|---|---|
| Meter | One credit balance for building, hosting, Lovable Cloud and AI features | Credits; paid Agent work priced by effort |
| Free plan | 5 daily build credits, up to 30 a month | Starter plan in its docs: one published app whose deployment expires after 30 days |
| Publishing | Covered by the subscription's included grant | From monthly credits, then usage-based fees |
| Customer payments | Built-in payments on Pro or higher | Stripe, set up by Agent, on paid plans |
| Getting the code out | Git sync on every plan | Git pane with GitHub |
| Team | Unlimited members; priced by credits, not seats | Pro: up to 15 collaborators |
Where Overskill fits as a third option
Overskill Starter is $25 a month, billed monthly, for 2,500 credits, which matches Lovable Pro on monthly billing and sits above Replit Core. Overskill's help center puts hosting, page views and sign-ins at zero credits, and live apps keep working at zero credits, though AI-powered changes stop. Every Overskill plan can export a ZIP of code and data. It has no free plan, only 500 starting credits.
Read Overskill vs Lovable for the closest head-to-head, Bolt.new vs Lovable for the token-billed rival, and best AI app builder for all six picks.
Sources used for this page
The facts above come from the pages below, read on October 18, 2026. This page reads the builders' own pages, help articles and terms. Prices and terms change, so confirm them on the vendor's site before you buy.
- Lovable docs: subscription plans (prices in USD) — Vendor documentation · docs.lovable.dev · read October 18, 2026
- Lovable pricing page — Vendor pricing page · lovable.dev · read October 18, 2026
- Lovable docs: credits and usage — Vendor documentation · docs.lovable.dev · read October 18, 2026
- Lovable docs: Lovable Cloud — Vendor documentation · docs.lovable.dev · read October 18, 2026
- Lovable docs: payments — Vendor documentation · docs.lovable.dev · read October 18, 2026
- Replit pricing page — Vendor pricing page · replit.com · read October 18, 2026
- Replit docs: Starter plan — Vendor documentation · docs.replit.com · read October 18, 2026
- Replit docs: publishing costs — Vendor documentation · docs.replit.com · read October 18, 2026
- Replit docs: AI billing — Vendor documentation · docs.replit.com · read October 18, 2026
- Replit docs: Agent modes — Vendor documentation · docs.replit.com · read October 18, 2026
- Replit docs: managing spend — Vendor documentation · docs.replit.com · read October 18, 2026
- Replit docs: accept payments with Stripe — Vendor documentation · docs.replit.com · read October 18, 2026
- Replit docs: Git interface — Vendor documentation · docs.replit.com · read October 18, 2026
- Replit docs: usage-based billing — Vendor documentation · docs.replit.com · read October 18, 2026
- Overskill pricing page — Vendor pricing page · overskill.com · read October 18, 2026
- Overskill help: what uses credits — Vendor documentation · overskill.com · read October 18, 2026
- Overskill help: out of credits, what now — Vendor documentation · overskill.com · read October 18, 2026
- Overskill help: exporting your data — Vendor documentation · overskill.com · read October 18, 2026